DIRECT Loan - now 100% Online

If you have recently thought about a home renovation, the realization of a personal project or an investment that is important to you, the 100% Online Consumer Loan from ProCredit Bank helps you make it happen with the right financing.

Apply now and benefit from 0% disbursement fee until 20.11.2026.

Apply Now

Your advantages

• Loan amount: 500,000 ALL up to 1,000,000 ALL
• Repayment term: 6 months up to 60 months
• 0% disbursement fee until 20.11.2026 
• The amount is credited to your account after the approval process and relevant formalities are completed
• 100% Online process from your phone or computer
• Quick decision-making, according to the bank's criteria

Illustrative examples in ALL

For clients who receive their salary in their ProCredit Bank account:

• Amount: 1,000,000 ALL
• Term: 60 months
• Interest: 10%
• Disbursement fee: 1% 
• Effective interest rate: 11.32%
• No collateral, no joint and several debtors
• Monthly installment: 21,247 ALL

For clients who do not receive their salary at ProCredit Bank:

• Amount: 1,000,000 ALL
• Term: 60 months
• Interest: 11%
• Disbursement fee: 1% 
• Effective interest rate: 12.44%
• No collateral, no joint and several debtors
• Monthly installment: 21,742 ALL

If you are not yet a ProCredit Bank client, no problem. Simply follow the steps and complete the online application process.

Why choose the Direct Loan?

• 100% Online, without visiting the branch
• Full transparency
• Flexibility for every need
• Secure, simple and digital application process

Apply from your phone or computer, sign digitally and get approved in minutes - without physical documents and without visiting a branch.

Apply Now

Find out more:
Standardized pre-contractual digital consumer loan information (in Albanian)
General business terms and conditions

Attention: Every loan has a cost!
Lending in a currency different from the one in which income is generated is associated with significant risks. For example, a sharp depreciation of the exchange rate would cause difficulties in the consumer’s ability to repay the loan. These difficulties could lead to the consumer’s failure to repay the loan.