EFSD+ Portfolio Risk Sharing (PRS) Facility

EFSD+ Portfolio Risk Sharing (PRS) Facility 
A strategic initiative designed by the EBRD and co-financed by the EU

Sharing Risk, Boosting Opportunity!

Financing for businesses looking to invest, develop, and grow in local and international markets.

Through its partnership with the European Bank for Reconstruction and Development (EBRD), ProCredit Bank Albania offers financing to micro, small, and medium-sized enterprises (MSMEs) via the EFSD+ Portfolio Risk Sharing (PRS) facility, providing guarantee coverage of up to 50% of the credit risk of new MSME loans.

This facility aims to facilitate access to finance for Albanian businesses by supporting investments, capacity building, process modernization, and the development of economic activities. It supports responsible expansion of lending and fosters inclusive, sustainable growth.

Why choose this facility?

Through this facility your business can benefit from:

• Greater financing opportunities for investment and development;
• Support for business expansion and modernization;
• Financing for long-term investments and working capital;
• Competitive financing terms;
• Partnership with facility designed by EBRD and co-funded by the EU;
• Professional advice and expertise from ProCredit Bank.

How does the facility work?

• Guarantee coverage of up to 50%.
• Total financing portfolio of up to EUR 50 million.
• Financing provided by ProCredit Bank in accordance with the facility's eligibility criteria. 

Who is eligible?

The program is dedicated to:

• Micro, small, and medium-sized enterprises (MSMEs);
• Manufacturing and exporting businesses;
• Enterprises investing in expanding their operations and increasing capacity;
• Businesses contributing to economic development and job creation;
• Other sectors eligible under the facility criteria.

What can you finance?

The facility can support:

• Investments in equipment and technology;
• Expansion of production capacity;
• Modernization and digitalization projects;
• Investments in energy efficiency and sustainability;
• Working capital to support business operations;
• New investment projects that contribute to business growth.

Financing currencies:

Financing is available in:

• ALL;
• EUR.

Grow your business with the support of ProCredit Bank, the EBRD, and the European Union!
If you are planning a new investment, expanding your operations, modernizing business processes, or financing working capital needs, the EFSD+ Portfolio Risk Sharing (PRS) facility offers you the opportunity to realize your development plans.

For more information about this facility, please visit our branches or contact us at:
+355 42 389 389
informacion@procredit-group.com