Buy in installments and get 0% interest for the first 6 months - with ProCredit Bank and Copier Computer Center
Now you will have the opportunity to own the electronic devices you need without worrying about payment. With Copier Computer Center and ProCredit Bank you can benefit from 0% interest for the first 6 months, for purchases from 50,000 ALL up to 500,000 ALL.
Benefits:
- Interest rate: 0% interest for purchases from 50,000 ALL up to 500,000 ALL and a term of up to 6 months (maximum amount and term to benefit from 0% interest)
- Disbursement commission: 0%
- No collateral/ no guarantor
- Maximum duration: Up to 36 months
*For terms longer than 36 months, interest rates will be according to the terms in force for Consumer Credit, which you can find here.
Illustrative example for calculating the effective interest rate for financing with a term of over 6 months:
For clients receiving salaries in ALL currency:
- Amount: 200,000 ALL
- Interest: 0% interest for the first 6 months, then 14% interest for the entire remaining period
- Term: 24 months
- Disbursement fee: 0%
- Effective interest rate: 15.95%
- Monthly installment: 9,600 ALL
For non-repayable clients in ALL currency:
- Amount: 200,000 ALL
- Interest: 0% interest for the first 6 months, then 15% interest for the entire remaining period
- Term: 24 months
- Disbursement fee: 0%
- Effective interest rate: 17.09%
- Monthly installment: 9,697 ALL
For clients receiving salaries in EUR currency:
- Amount: 2,000 EUR
- Interest: 0% interest for the first 6 months, then 13% interest for the entire remaining period
- Term: 24 months
- Disbursement fee: 0%
- Effective interest rate: 14.71%
- Monthly installment: 95 EUR
For non-repayable clients in EUR currency:
- Amount: 2,000 EUR
- Interest: 0% interest for the first 6 months, then 14% interest for the entire remaining period
- Term: 24 months
- Disbursement fee: 0%
- Effective interest rate: 15.84%
- Monthly installment: 96 EUR
Eligibility requirements:
- Your salary must have been deposited in the bank for at least the last 6 months
- Declared income of at least 50,000 ALL
- Good credit history
- Be a resident of Albania
To apply, the following documents are required:
- Card identity (ID)
- Family certificate
- Document proving income (salary certificate, rental contract, etc.)
- Statement of the account where the salary is transferred
Find out more:
Standardized pre-contractual consumer loan information - Copier Computer Center (in Albanian)
We invite you to visit the Copier Computer Center website for more information about their products!
Apply Now
For more information:
+355 42 389 389
informacion@procredit-group.com
Attention: Every loan has a cost!
Lending in a currency other than the one in which the income is generated is associated with significant risks. For example, a strong depreciation of the exchange rate would cause difficulties in the consumer's ability to repay the loan. These difficulties could lead to the consumer's failure to repay the loan.
