The technology you want, financing that suits you

Thanks to the partnership between ProCredit Bank and Redline, you can now purchase the laptop, phone, TV, gaming gear, or any other electronic product you desire, paying in convenient monthly installments.
Apply for financing in just a few steps. The process is 100% online—from application to disbursement—saving you time and eliminating the need to visit a branch.

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To apply, you need to download the required documents from e-Albania: click here

Your benefits:

• Fixed interest rate for the entire financing term
• No collateral or guarantor required
• Disbursement fee: 0% until November 20, 2026 (1% thereafter)
• 100% online application, approval, and disbursement 

What can you buy in installments?

Through this partnership, you can finance a wide range of electronic products, such as:

• Laptops and computers
• Smartphones and tablets
• Televisions and audio equipment
• Gaming equipment
• Accessories and other electronic products

Illustrative example for calculating the effective interest rate:
For clients who receive their salary in their ProCredit Bank account (in ALL):

• Amount: 180,000 ALL
• Interest: 11% interest for the entire period
• Term: 24 months
• Disbursement fee: 0%
• Effective interest rate: 12.73%
• Monthly installment: 8,389 ALL

For clients who do not receive their salary at ProCredit Bank (in ALL):

• Amount: 180,000 ALL
• Interest: 12% interest for the entire period
• Term: 24 months
• Disbursement fee: 0%
• Effective interest rate: 13.85%
• Monthly installment: 8,473 ALL

If you are not yet a ProCredit Bank client, that is not a problem. You can also apply online and complete the entire process without visiting a bank branch.

Interest rates apply based on financing amount tiers, as follows:

• Financing amount 50,000 ALL – 600,000 ALL
  Interest rate: 11% for clients who receive their salary in their ProCredit Bank account and 12% for clients who do not receive their salary in their ProCredit Bank account;
  Disbursement fee: 1% (after November 20, 2026).
• Financing amount 600,001 ALL – 1,000,000 ALL
  Interest rate: 10% for clients who have their salary deposited into their ProCredit Bank account, and 11% for clients who do not;
  Disbursement fee: 1% (after November 20, 2026).

Eligibility criteria:

• Salary deposited into the bank for at least the last 6 months
• Minimum declared income of 50,000 ALL
• Good credit history 
• Resident of Albania 
• Over 21 years of age

We invite you to visit the Redline website for more information about their products!

Apply Now

Attention: Every loan has a cost!
Lending in a currency different from the one in which income is generated is associated with significant risks. For example, a sharp depreciation of the exchange rate would cause difficulties in the consumer’s ability to repay the loan. These difficulties could lead to the consumer’s failure to repay the loan.