Overdraft & Credit Card from ProCredit Bank

Unexpected expenses or new plans can arise at any time — with the Overdraft and Credit Card from ProCredit Bank, you always have a reliable financial partner by your side, offering flexibility and security in every situation.

Overdraft – The quick solution for every short-term need

When you need extra funds to cover unexpected expenses, the Overdraft allows you to use more than your current account balance.
Benefits:

• Flexible limit of up to 3 monthly salaries
• Competitive interest rate – 9% in ALL (for full package holders)
• 24/7 access to your funds for any need
• A convenient solution for managing short-term financial needs

Minimum amount: 60,000 ALL.

Effective interest rate for the amount of 200,000 ALL:

• Basic Package: 16.68% (nominal interest rate 15%)
• Full Package: 11.82% (nominal interest rate 9%)

Credit Card – Flexibility for every plan

For shopping in-store or online, the ProCredit Bank Credit Card offers security and convenience for every transaction.
Benefits:

• Limit of up to 3 monthly salaries
• 0 fees for purchases and online use
• Up to 45 days interest-free for your purchases
• Easy payments with Apple Pay and Google Pay

Minimum amount: 60,000 ALL.

With the Overdraft and Credit Card from ProCredit Bank, you gain financial freedom, convenience, and complete control over your finances — anytime and anywhere.

Find out more:
Standardized pre-contractual Credit Card information (in Albanian)

Apply for Credit Card

Standardized pre-contractual Overdraft information (in Albanian)

Apply for Overdraft

Note: Borrowing money costs money.

Lending in a currency different from the one in which income is generated is associated with significant risks. For example, a sharp depreciation of the exchange rate would cause difficulties in the consumer’s ability to repay the loan. These difficulties could lead to the consumer’s failure to repay the loan.

For more information:
+355 (4) 2 389 389
informacion@procredit-group.com
www.procreditbank.com.al