Single Euro Payment Area - SEPA

10/7/2025

A new standard for faster, cheaper, and more transparent transfers.

Albania has officially joined the Single Euro Payments Area (SEPA), aligning the domestic financial market with European Union standards. This milestone enables euro payments across all participating countries to be made as easily as local transactions.

Starting from October 7, 2025, we are offering all individual and business clients the new European standard for euro transfers, ensuring a unified, secure, and efficient payment experience.

Key benefits of SEPA:

  • Lower transfer costs – Payments with reduced fees, starting from €2 to €10 for amounts up to €100,000, and a maximum of €25 for transfers above this amount
  • Fast and easy – Payments are processed and received more quickly
  • Maximum security and transparency – All transactions comply with the highest European standards.
  • Unified across Europe – One standardized payment system for all participating countries.


 Who can benefit?

  • Individual Clients - For payments from Albania to Europe and vice versa.
  • Businesses - For operational simplicity, efficiency in international payments, and reduced costs.
  • Students and emigrants - For faster, cheaper, and safer transfers to Albania.

Ready to switch to the new standard?

We welcome you to experience the advantages and security that SEPA offers.

For any questions, please contact us at:

+355 (4) 2 389 389

informacion@procredit-group.com