Finance your 100% electric vehicle

Advantages of electric vehicles:

• Lower costs and reduced maintenance expenses 
• Modern technology and convenience in use
• Positive impact on air quality and a long-term investment

Loan conditions:

• Interest rate: 6% in the first year, and then EB12M + 6%, minimum 6%
• Repayment term: up to 84 months
• Disbursement fee: 1.5%
• No co-debtor required (with life insurance)

Who is eligible:
All clients who:

• Are residents
• Have regular monthly income 
• Have at least 6 months of insurance

Guarantees:

• The financed vehicle, and
• Personal guarantor, or
• Insurance (life, liabilities, income) 

*For exposures exceeding €50,000 and a term of 84 months, 70% collateral coverage is required.

Illustrative example for a loan amount of €50,000: 

First year:

• Interest rate: 6% (fixed for the first year)
• Monthly installment: €730
• Loan term: 7 years
• Disbursement fee: 1.5%
• Effective rate (APR): 6.69%

After the first year:

• Interest rate: 8.11% (EB 12M + 6%, min. 6%)
• Remaining loan amount: €43,564
• Monthly installment: €766
• Remaining loan term: 6 years
• Effective rate (APR): 8.45%

*The above rates apply to clients who receive their salary in their account at ProCredit Bank. For all other clients, an additional +1% will be applied to the interest margin, with a minimum equal to the rates offered for these agreements.
The calculations are illustrative. The Euribor considered in the calculations is 2.115% (as of 28.08.2025). The exact loan installment will be calculated at the time of disbursement.

100% financing! 100% electric! 100% yours!

Apply now
 

Attention! Borrowing money costs money.

For more information, please contact us:

+355 (4) 2 389 389

informacion@procredit-group.com