Overdraft & Credit Card from ProCredit Bank

Unexpected expenses or new plans can arise at any time — with the Overdraft and Credit Card from ProCredit Bank, you always have a reliable financial partner by your side, offering flexibility and security in every situation.

Overdraft – The quick solution for every short-term need
When you need extra funds to cover unexpected expenses, the Overdraft allows you to use more than your current account balance.
Benefits:
•    Flexible limit of up to 3 monthly salaries
•    Competitive interest rate – 9% in ALL
•    24/7 access to your funds for any need
•    A convenient solution for managing short-term financial needs

Minimum amount: 60,000 ALL.

Effective interest rate for the amount of 200,000 ALL:

• Basic Package: 16.68% (nominal interest rate 15%)
• Full Package: 11.82% (nominal interest rate 9%)

Kartë Krediti – Flexibility for every plan
For shopping in-store or online, the ProCredit Bank Credit Card offers security and convenience for every transaction.
Benefits:
•    Limit of up to 3 monthly salaries
•    0 fees for purchases and online use
•    Up to 45 days interest-free for your purchases
•    Easy payments with Apple Pay and Google Pay

Minimum amount: 60,000 ALL.

With the Overdraft and Credit Card from ProCredit Bank, you gain financial freedom, convenience, and complete control over your finances — anytime and anywhere.

Apply for Overdraft

To apply for a Credit Card, please visit one of our branches or contact us at: +355 (4) 2 389 389

Attention! Borrowing money costs money.

For more information:

+355 (4) 2 389 389
informacion@procredit-group.com
www.procreditbank.com.al