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Working Capital Loan
Working Capital Loans support you to:
Introduce new products
Finance working capital gaps due to delayed receivables.
Finance payments to suppliers and subcontractors.

In order to better respond to the short-term needs of your business, ProCredit Bank offers:
Overdrafts - available funds in your business account which you can use when:
You need liquidity due to late payments from your customers.
You need to make immediate or unforeseen payments.

This funding is provided for a one-year period (with a right of renewal) up to a value of 100% of the monthly historical turnover of the business or estimated future turnover in the bank account. Interest is charged only on the used amount.

Credit lines - offered as short-term financing for certain types of businesses and provides flexibility for seasonal businesses that need to make prompt seasonal payments.
The maximum amount of funding is determined based on an analysis of the client’s liquidity and short-term liabilities with suppliers. Use of funds may be partial and the funds used from the credit line should be paid back only with business proceeds.

To learn more about the terms and conditions for Overdrafts & Credit Lines, please visit our "Terms & Conditions".

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