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Our core values


In our daily operations, we adhere to a number of core principles: we value transparency in our communication with customers, we do not promote consumer lending and we provide services which are based both on an understanding of each client’s situation and on sound financial analysis. This responsible approach to banking allows us to build long-term partnerships with our clients based on mutual trust.

Many people are not fully aware of the costs and benefits of a particular financial service. That is why we strive to ensure transparency in our operations through easy-to-understand financial advice, so that ordinary people understand the features and impact of a specific financial service on their household budget or business.

Responsibility is another of our core principles. By promoting appropriate financial services – such as long-term investment loans – supported by sound financial analysis and advice, we ensure that clients receive the services that meet their specific needs and that are in line with their financial capacities.