Why ProCredit Bank?
We aim to be the "house bank" for very small and small businesses, as we believe that these enterprises create many jobs and thereby contribute to the development of the Albanian economy. We strive to promote good saving habits amongst private individuals and households and to provide responsible, straightforward banking services to the people who live and work in the neighbourhoods served by our branches.
For ProCredit Bank employees, applying responsible standards and principles is not just a way of working: it is a way of life. We are offering more than a job: we are providing an opportunity to become part of an ethical institution focused on responsible banking.
For ProCredit Bank, responsibility means:
• Communicating transparently and showing respect for our clients and colleagues
• Providing comprehensive, accessible and reliable financial services designed to meet the needs of our clients
• Making a positive and sustainable impact on the development of local businesses while promoting the environment and staff development
This responsible approach to banking allows us to build long-term partnerships with our clients based on mutual trust. Believing in these principles and implementing them in our daily work makes us different.
Established in 1995, we are part of the international ProCredit group, which successfully operates in 22 countries on three continents. The group is led by ProCredit Holding and will soon be fully supported by ProCredit Bank in Germany. Both ProCredit Holding and ProCredit Bank Germany are supervised by the German Financial Supervisory Authority (BaFin), which underscores the reliability and stability of the ProCredit institutions.
Our stability and trustworthiness is guaranteed by our shareholders. Our main shareholder is ProCredit Holding, which has an investment-grade rating (BBB-) from Fitch Ratings and provides strategic guidance to the group of ProCredit banks. As of the end of 2011, the ProCredit group had an equity base of EUR 469 million and total assets of EUR 5.5 billion.