The newest loan on
offer is made available to all business and individuals on regular salaries
Goal
The
goal of “Energy Efficiency” loans is to promote energy saving investments in
private homes.
Types
of Energy Efficiency investments:
Indoor
and outdoor thermal insulation (outdoor insulation, roof insulation, basement
insulation, wall , floor, doors and windows insulation ) in private houses and
apartments.
Double/triple
glass windows and doors
Solar
panels
More
efficient energy lighting
Thermal
insulation improvement
Updating
of heating systems
Ventilation
systems to restrict heat loss
Use
of solar panel energy, wind energy and other energy renewal systems.
Maximum amount
The maximum amount is
up to 6,000,000 Lek or equivalent in Euro/USD
Term
The
duration for “Energy Efficiency” loan is up to 120 months.
Mortgage
guarantees for loan terms of over 5 years
Fixed interest terms up to 5 years
The
advantages of Energy Efficiency loans
A fast
product which increases your commodity
Savings
benefits from lower cost energy expenses (after this investment you will spend
less on electricity for heating/cooling).
Working
together to protect the environment
How can we apply for an “Energy Efficiency” loan?
Come in
person to the nearest branch of ProCredit Bank;
Complete
the Pro Energy Efficiency application
with the amount needed;
A
specially trained loan officer will analyze your financial situation and will
set the loan conditions according to customer’s salary and ability to pay.
The
loan is approved within 5 days;
What documentations do you need?
A valid
identification document
Documentary
proof of salary or business income
Pledge
documents or mortgage guarantee ( where required);
Plan of
Investment;
Electricity
bills payments through ProCredit Bank accounts is considered an advantage.
