Housing Loans - ProHousing
Housing loans are medium or long term loans offered to individuals with salary incomes or business incomes.
A Housing loan is used to purchase or construct a new residential house or apartment. For these loans a mortgage is required as collateral regardless of the loan amount.
Housing loan maturity is up to 180 months.
The Housing loan guarantee must be 150% of the loan amount and the mortgage value must not be less then 110% of the loan amount.
- Up to 90% of the apartment value can be financed;
No hidden costs;
- Fast and non-bureaucratic procedures
How to apply for housing loan?
- Come in person to the nearest branch of ProCredit Bank;
Complete the application for ProShtėpi for the amount you need;
The loan officer will analyse your financial situation;
The money can be made available within 5 days.
The necessary documents:
A valid identification document;
Salary statement or legal documents for the business;
Mortgage guarantee documents;
A sale contract or booking contract for the apartment to be purchased; or land ownership documents as well as an estimate of construction works, where applicable.