This short term loan is offered to all individuals whose salary is paid into their current accounts with ProCredit Bank and to individuals working for companies which are included in the list of institutions approved by the bank management, to meet their personal needs.
ProCredit Bank offers you the possibility to finance your personal needs purchase goods or services which will improve your life. This type of loan is offered in the local currency, up to 1,500,000 LEK or its equivalent amount in EUR/USD.
Consumer loan maturity is up to 36 months.
No collateral needed for amounts up to 750,000 LEK.
For higher amounts pledges are required 100%-120% of the loan value.
What are the advantages of ProKonsum?
Fast approval with no bureaucracies;
No additional documents required;
Approval within 24 hours in case you receive your salary through ProCredit Bank and the monthly instalment is 30% of your salary. Otherwise, the loan is approved within 3 days;
No documentation processing fee if the loan is not approved.
How to apply for ProKonsum?
Come in person to the nearest branch of ProCredit Bank
Complete the application for ProKonsum for the amount you need.
The bank employee analyses your situation.